The Independent Processor Starter Kit
You already know how to process loans. This kit helps you decide whether you're ready to do it without an employer's structure, and gives you the tools to operate if you are.
3 fillable workbooks. Instant download. Type into the PDFs or print them.
Why this kit exists
As an employee, someone else finds the files, sets the fee, covers slow months and decides who handles what. On your own, that's all you. Most processors who go independent figure out the business side the hard way: a fee that doesn't cover their costs, a broker who expects more than they agreed to, a month where closings happen but payments don't.
This kit helps you work through those questions before they cost you.
What's inside
1
11 guided sections: readiness, the business you want, your income goal, cash flow, service boundaries, broker handoffs, first conversations, your support network, requirements to verify, and a 30-day plan that ends in a clear decision.
2
Five tools for every file you take on: intake and handoff, review before submission, a conditions tracker, an urgency and escalation sheet, and a closing readiness check.
3
A money planner that calculates how many funded, paid files you need, plans your monthly cash, and sets up a five-account system for income, profit, owner's pay, taxes and expenses.
What you'll walk away with
Finish the kit knowing whether to prepare further, test a limited pilot, or move toward launch, and with the evidence behind that choice.
Created by Celline Iglesias
Celline has processed loans, managed processing teams, founded a processing company and worked across different company models. Those experiences taught her to look beyond the next task and ask what makes the whole business work. This kit is the set of questions she'd want every processor to answer before going out on their own.
3 fillable PDF workbooks
45 minutes, one-on-one with Celline
No. It's three printable, fillable PDF workbooks you work through at your own pace. There are no videos to watch and no schedule to follow.
Type your answers right into the PDF in Adobe Reader, Mac Preview or most browsers, or print the pages and write on them. Some phone PDF apps don't support fillable fields, so a computer works best.
No. Requirements depend on your location, activities and business structure. The kit includes a research log to help you track what to verify and who to ask, but it isn't licensing, legal, tax or compliance advice.
Yes, especially the Professional Judgment Worksheets for file control and The Profitable Processor for checking whether your fee and volume support your income goal.
Book a 45-minute planning session with Celline. Bring your worksheets and questions, and leave with clear next steps.
Get the kit and make your decision with clear numbers and a plan.